E-khata is now one of the key property records to organise before you sell, borrow against or build on a property. The process is mostly digital, but approvals move smoothly only when the ownership, tax and property details match.
This guide follows the supplied draft and explains what e-khata is, the documents you need, the Bengaluru and Mysuru routes, the khata-transfer charges after purchase, and the common errors that cause delays.
What Is E-Khata, and Why Do You Need It?
E-khata is the digital version of the municipal khata record. It identifies the property, records the owner's name, size and location, and connects the property to its tax record.
The source draft says that within the Greater Bengaluru area, a verified e-khata has become central to property registration and building-plan approval, and is also commonly required for home loans and other property transactions.
What you may need it for
- Registering a sale, gift or other transfer
- Applying for a home loan or loan against property
- Building-plan approval or certain licences
- Updating utility connections
- Paying property tax in the current owner's name
A-khata vs B-khata
The source draft describes A-khata properties as properties with the required approvals in place, while B-khata properties pay tax but have unresolved planning or approval issues such as layout irregularities or building-plan deviations.
Documents You Need Before Applying
The biggest practical issue is consistency. Names, property area and identifiers should match across the sale deed, EC and property-tax records before you submit.
- Registered sale deed, gift deed, partition deed or settlement deed in the current owner's name
- Encumbrance Certificate for the relevant transfer period
- Latest property-tax receipt, SAS application number or property ID
- Aadhaar for every owner listed in the deed, with an accessible mobile number where required
- Electricity RR number from the meter or bill
- Recent photograph of the property
Additional documents by property type
| Property type | Additional documents described in the source draft |
|---|---|
| Apartment or flat | Occupancy Certificate, approved building plan and Deed of Declaration |
| Independent house | Approved building plan and, where applicable, occupancy or completion certificate |
| Site or plot | Approved layout plan and land-conversion order where applicable |
| Inherited property | Death certificate, legal-heir documents or will, and no-objection documents where required |
If the property-tax record is incorrect, fix that first. Our Property Tax Bangalore guide explains why tax details and ownership records need to match.
How to Get E-Khata Online in Bengaluru, Step by Step
The source draft says many Bengaluru properties already have a draft digital record built from older municipal and tax data. For those properties, the owner's job is usually to locate the draft, verify it, complete owner verification and submit the supporting documents.
Open the official e-khata portal
Use the official Bengaluru e-Aasthi/e-khata system. Avoid payment or login links sent by unknown agents.
Log in using your mobile number
Complete the OTP login required by the portal.
Find your property
Search using the appropriate zone, ward, property ID or SAS application number.
Check the draft details
Compare owner names, site area, built-up area and address with the registered deed and tax records.
Verify every owner
Complete the required owner verification process for each person named in the deed.
Upload the documents
Add the sale deed, EC, tax receipt, electricity details, property photograph and the extra documents required for the property type.
Pay the portal charge and submit
The source draft cites a small online service charge in 2026. Pay only through the official portal.
Track the application and download the e-khata
Use the application number to monitor status and download the digitally signed record once approved.
If the property has never had a khata record, the draft says a separate new-khata application may be required instead of the draft-verification route.
E-Khata in Mysuru and Other Karnataka Towns
The portal depends on the local body that governs the property. Bengaluru, other city corporations and gram panchayat areas do not all use the same system.
| Property location | Who holds the record | System described in the source |
|---|---|---|
| Bengaluru | Relevant city corporation | Bengaluru e-Aasthi / e-khata system |
| Mysuru and other urban local bodies | Local city corporation, CMC or TMC | State e-Aasthi system |
| Gram panchayat area | Gram panchayat | e-Swathu, with Form 9 / Form 11 records |
| Agricultural land | Revenue department | Bhoomi / RTC rather than municipal khata |
For Mysuru, the source draft says applications are handled through Mysuru City Corporation citizen services. If a site is in a MUDA layout that has not yet been handed over to the corporation, the property owner may need to confirm where the record is currently held before applying.
Khata Transfer Charges After You Buy
After a purchase is registered, the khata needs to move into the buyer's name. The draft's key clarification is that the transfer charge is calculated from the stamp duty paid, not from the full property value.
| Charge | Amount stated in the source draft |
|---|---|
| Khata transfer fee | 2% of stamp duty paid on the sale deed, subject to a minimum charge |
| E-khata certificate issuance | Small certificate fee |
| Online service charge | Small portal service fee |
| B-khata to A-khata conversion | Separate betterment charges may apply where conversion is available |
Example from the draft
A flat is purchased for ₹60 lakh and the buyer pays ₹3 lakh in stamp duty. At the draft's transfer formula, 2% of ₹3 lakh gives a khata-transfer fee of ₹6,000, plus the smaller certificate and portal charges.
How to transfer the khata after purchase
- Register the sale deed at the Sub-Registrar's office.
- Open the khata-transfer service in the applicable e-Aasthi system.
- Enter the property ID.
- Upload the registered deed, EC, seller's e-khata, latest tax receipt and buyer identity documents.
- Wait for document verification and the payment request.
- Pay the transfer fee online.
- Download the updated e-khata and then update the property-tax account.
If someone quotes a much larger “khata transfer fee,” ask for the split between the actual government fee and the private service or consulting charge.
Common Problems and How to Fix Them
Most delays in the source draft come from mismatched data or missing records. Correct the source document or municipal record first instead of repeatedly submitting the same mismatch.
| Problem | Likely cause | What to do |
|---|---|---|
| Property not found | Wrong ward or no draft record | Search using alternate identifiers; if still missing, use the new-khata route where applicable |
| Owner name mismatch | Different spelling across deed, tax records and ID | Correct the underlying record or provide the document the portal requests for the mismatch |
| Area mismatch | Old tax record shows a different site or built-up area | Correct the property-tax record before resubmitting |
| Owner verification fails | Mobile or identity-verification issue | Resolve the identity/mobile issue or use the alternative route allowed by the portal |
| Missing document rejection | EC, OC, conversion order or another required document omitted | Add the missing document and resubmit where the system allows |
| Property shown as B-khata | Underlying layout or building approval issue | Check whether conversion or regularisation is available and what charges apply |
Keep every acknowledgement and application number. Those references are essential if you need to follow up with the relevant revenue office.
For apartment-specific document context, see our Share Certificate of Flat guide.
Frequently Asked Questions
How to get e-khata online in Bangalore?
Use the official Bengaluru e-khata/e-Aasthi system, find the property, verify the owner details, complete the required owner verification, upload the sale deed and supporting documents, submit, and download the e-khata once approved.
Is e-khata mandatory in Bangalore?
The source draft states that a verified e-khata has become a key requirement for property registration, approvals and many loan transactions in the Greater Bengaluru area.
What are the khata transfer charges in Bangalore?
The source draft uses a khata-transfer fee equal to 2% of the stamp duty paid on the sale deed, subject to a minimum charge. It is not calculated as 2% of the property value.
How much does it cost to get e-khata?
The draft describes only small certificate and portal service charges for an existing property, while betterment or conversion charges may apply separately in some B-khata cases.
How do I get e-khata in Mysuru?
The source draft says Mysuru properties use the state's e-Aasthi system through Mysuru City Corporation citizen services. Gram panchayat properties around Mysuru use e-Swathu instead.
Can I get e-khata without Aadhaar?
The source draft says Aadhaar-based verification is the standard route and that alternative routes may exist for NRIs or owners who cannot use Aadhaar. Check the portal's current instructions before applying.
What is the difference between A-khata and B-khata?
The source draft describes A-khata properties as fully approved, while B-khata properties pay tax but have unresolved layout or building-plan issues. A digital record does not automatically remove those underlying issues.
Get Your E-Khata Before You Urgently Need It
The process becomes much easier when the ownership, property-tax and physical property details already agree. Gather the documents, correct mismatches first, apply through the correct local system and keep every acknowledgement.
After a purchase, complete the khata transfer and update the tax account so the municipal records match the registered deed.
Understand the Property Before You Commit
Dwara Constructions handles architecture, construction and interiors with one in-house team, and has delivered 150+ projects across Mysuru and Bengaluru since 2016.
If you are buying a site, flat or existing home, share the property details with our team. We can help you understand the khata, planning, approval and tax-record questions that affect your next step.
Talk to Our Team